The four numbers
A lipid panel measures the levels of LDL, HDL, total cholesterol, which includes all types of cholesterol, and triglycerides (NHLBI TLC booklet, NIH Pub. No. 24-HL-5235, February 2024). LDL is sometimes called bad cholesterol, because it carries cholesterol to tissues, including the arteries, and most of the cholesterol in the blood is the LDL form, so the higher the level of LDL cholesterol in the blood, the greater your risk for heart disease (NHLBI TLC booklet). HDL is sometimes called good cholesterol, because it takes cholesterol from tissues to the liver, which removes it from the body (NHLBI TLC booklet). Total cholesterol is the total amount of cholesterol in your blood, and it includes both LDL and HDL cholesterol (NHLBI TLC booklet).
The usual advice to raise your good cholesterol comes with a caveat in the same paragraph of that booklet. HDL isn't necessarily good for everyone, a low level of HDL cholesterol may predict a higher risk of heart disease for White adults but not for Black adults, and studies show that HDL cholesterol does not work well in some people, so they don't get as much protection from heart disease (NHLBI TLC booklet).
Non-HDL is your total cholesterol minus your HDL, and it includes LDL and other types of cholesterol such as VLDL, very-low-density lipoprotein (MedlinePlus, August 20, 2026). Triglycerides are a type of fat, and they are the most common type of fat in your body (MedlinePlus Triglycerides, August 10, 2025). They are produced in the liver and become elevated when certain foods are consumed, such as fried foods, red meat, and full-fat dairy products (NHLBI TLC booklet), and the combination of high levels of triglycerides with either low HDL cholesterol or high LDL cholesterol levels can increase your risk for heart attack and stroke (CDC, May 15, 2024).
Nothing about any of this announces itself. More than 85 million people over age 20 in the United States have high total cholesterol levels but don't have symptoms, which is why it's important to have your cholesterol levels checked regularly (NHLBI TLC booklet). The NHS says the same thing to a UK reader: high cholesterol does not usually cause symptoms, and you can only find out if you have it from a blood test (NHS, reviewed 13 March 2026). What happens meanwhile is mechanical. Having high blood cholesterol can lead to a buildup called plaque on the walls of your arteries, and as plaque builds up over time, the insides of your arteries narrow, which blocks blood flow to and from your heart and other organs (CDC, May 15, 2024).


